• Budgeting

    How to Budget in 5 Easy Steps + FREE Template

    Yes, today we’re going to be talking about the B-word… Budgeting! It’s not a bad thing, although many people start off their financial journey thinking that it is. So let’s start at the beginning… What is A Budget A budget is many things but simply put a budget is a spending plan for your money. In order for your budget to be truly effective, you need to compare your projected budget (what you thought you’d spend) and your actual budget (what you spent). Let’s Budget . . . 1. Write Down Your Income Make a note of all your sources of income and how much you expect to bring in…